Auto Essentials

Costs of Coverage

The cost for Auto Essentials (VPP) varies based on your vehicle year, make, model, mileage, and other factors. We’ll need to know these things before we can provide you a quote. Our deductible is always $0, though, so that’s something you can know for sure! 

Like other types of coverage, whether or not VPP is worth it is completely up to your situation. To get a quick customized quote, call us at 1-800-621-2105, ext 1.

Call for Free Quote 1-800-621-2105, ext 1

Normally, Auto Essentials (VPP) is financed with your Auto Loan. You may be able to pay the full VPP fee upfront in one payment.

Call for Free Quote 1-800-621-2105, ext 1

Yes. As your financial wellness providers, we want to make sure that you’re covered, no matter what may happen. To protect your purchase, the following additional programs are available and can be wrapped into your monthly payments:

• Guaranteed Asset Protection (GAP) is protection designed to eliminate your unpaid net loan or lease balance in the event your vehicle is stolen or damaged beyond repair. Learn more.
• Debt Protection protects your credit rating during uncertain and stressful times. Your loan payment will be cancelled or suspended for a period of time without penalty, added interest, or being reported as delinquent to the credit bureau when a covered event occurs. Covered events include death, disability, involuntary unemployment, family leave and hospitalization. Learn more.

3 Easy Steps to Apply

1. Call us at 1-800-621-2105, ext 1 to get started. Have ready: Your vehicle's VIN or year, make, and mode, Your vehicle's current mileage, information on the loan you used to purchase the vehicle, if applicable
2. Take our call - We'll contact you within one business day after you submit your application to go over what documentation we'll need and to answer your questions. 
3. That’s it! - We'll contact you with a decision within two business days. Once your application is approved, we’ll contact you to sign documents and then you are protected with VPP Auto Essentials!